DID YOU KNOW...?
If you have a federally recognized tribe's roll number, you can qualify for special benefits through the Federally Facilitated Marketplace (FFM),commonly known as The Marketplace. We have specialized in helping an incredible number of families throughout Oklahoma who thought they didn't need insurance, because they already had tribal care benefits. If you are one of those who think this way, or would like to compare benefits, PLEASE let us answer some questions and help you with the process. In most cases, it does not cost you a penny monthly and you can access medical care anywhere in the PPO network of the selected plan without any copays, deductibles or out of pocket expenses. Plus you get our expertise in navigating the process and helping you anytime you need it for FREE!
When you apply for Disability through Social Security, it can take up to 24 months to receive Medicare. You start receiving disability income checks about 12 months after applying.
Here's the kicker - If you choose to NOT accept Medicare for your healthcare for whatever reason, then you would have to pay back the disability income received from Social Security.
Before applying for Disability, be absolutely certain your healthcare needs are better off with Medicare than being covered through an ACA approved plan through the Marketplace, which covers pre-existing conditions. There are limited options for Medicare supplemental insurance to help pay what Medicare does not pay, leaving you with high out of pocket expenses or limited affordable healthcare options. There are exceptions if you also qualify for Medicaid.
We were introduced to this unfortunate scenario by one of our clients. He said he wished he never applied for disability after learning the consequences of a very expensive WEEKLY therapy not being approved by Medicare.
Approximately 12% of the US polulation had diabetes (as of 2023).
What is scarier is there are an estimated 11 million adults in the US undiagnosed. That is 4% of all US adults.
Source: CDC
Strokes are the leading cause of serious, long-term disability in the United States. On average, every 40 SECONDS someone in the US has a stroke.
Source: American Heart Association
Chance of dying sometime in your lifetime is 100%!
Don't let the the absolute catch you by surprise. Plan ahead!
Males have a 41.6% risk of developing some form of cancer in their lifetime. For females, the risk is 39.6%.
* THAT'S TWO OUT OF FIVE PEOPLE!!*
In Oklahoma alone, there were an estimated 24,120 NEW cases of cancer in 2025.
Source: American Cancer Society
Kidney Disease is on the rise!
More than 37 million US adults have kidney disease, but 90% of them do not know they have it. It sounds weird to me too, but who are they - you, me or the neighbor?
Source:National Kidney Foundation
About 1 in 5 heart attacks are silent. The damage is done, but the person is not aware it happened.
Every year, approximately 790,000 people in the United States have heart attacks. Of those, about 114,000 will die, but 676,000 will survive!
Source: American Heart Association