Privacy Policy
We strive to always protect your privacy and sensitive personal information at all times. We will never sell or share your information with any third-party groups. We simply have this site to share our story, our passion, and expertise with you to provide the coverage you need. We are CMS certified in Personally Identifiable Information (PII) safety and follow the HIPAA laws regarding your privacy and data security. We have helped families navigate the Federally Facilitated Marketplace using our agent/broker tools for ACA compliant policies without any privacy issues or or complaints from our clients or any government agency. When selecting a web host, we made certain they also took all the precautionary steps to protect you privacy, data and identity while accessing our site. While we do ask you to share cookies, it is simply to monitor traffic flow on our site and safeguard against any malicious intent by anyone visiting our site. You can control what information you are willing to share with the managing cookies feature. We have opted out of every monitoring option of your data that was our choice when creating this website. We do not need or want your IP address for any reason, but the webhost (Wix) may obtain it beyond our control. We will protect your information you are willing to share with us and only use it to provide you information and service you request. Your privacy is safe with us as much as we can possibly control. If we have a data breach in our system by any malicious entity, then we will notify you as soon as possible, within 72 hours of finding out about it.
Regarding prospective shoppers who submit a contact form, we may send a preliminary "Welcome to our site" email with our contact information for later reference. We will follow up with a phone call, text or email, depending on which preference you chose on the form. We will only send you additional emails IF you agree to them. Any marketing emails will include an opt-out/unsubscribe option. We will also considerately limit our marketing emails to a maximum of one per month, except during the open-enrollment season for ACA approved plans and Medicare. There may be reasons to share a few more during the months of October through December.
As mentioned on our home page, we are a family business helping in the health and life insurance market for over 35 years and only agreed to create a website because of the times. Calling centers have ruined any possibility that a normal, hard-working, HONEST business can co-call individuals today. We are real people, not robots/AI and not someone trained to act like a robot in front of a screen.