Health Plans to Fit
Your Needs
 

Don't let the Marketplace intimidate you with the difficulties of knowing what to do. We have been at the forefront of helping with tax credits and Marketplace plans since the Affordable Care Act's inception.  We will guide you through the process with clear understanding of what you are getting and how to keep it without getting in trouble.  We are directly appointed with several companies available through the Marketplace.  If we cannot meet your needs with any of them, we will confidently recommend another plan for you. What matters most to us is making sure you have the best care for your situation any and every time.

If you do not qualify for a tax credit through the Marketplace, WE CAN HELP! There are several ways to help you stay protected from a catastrophic medical situation without selling your home to pay for health insurance premiums.  Whether you need health coverage for one month or ten years, we've got you covered!

Long Term Care policies have been tricky over the years.  When first developed, there were issues and many companies pulled those policies.  Since then, they have been revamped and can help provide solutions to a growing issue in our Country.  What will happen if you cannot do the everyday functions taken for grated by so many of us? Simple things like getting ready, brushing your teeth, remembering which and when to take your medications are all in jeopardy at some point in life. They can be caused  either from a major illness/injury or simply growing older and losing the ability to take care of yourself. Plan ahead now and these issues will not become a financial burden on you or those you love. 

Are you tired of trying to find a plan your dentist will accept? It seems nearly impossible nowadays.  We have gone above and beyond to find as many dental plan options as possible with different networks.  In addition, we have found plans that pay so well even out of network, they make many in-network plans look silly to spend your money to have.

We have several options for vision and hearing as well.  You don't have to settle anymore.  We can help you with a plan that is worth it when you need it.

We have so many clients who tell us their phones are blowing up as they approach Medicare age.  We are NOT one of those calls.  We do not feel comfortable harassing anyone just to sell a policy.  We are here to help! If you would like a relaxed, carefully guided tour of Medicare plans to fit your needs, please let us know.  We are appointed with many, but not all, carriers to provide you with options to fit your budget, health concerns, and provide the same full-service support that we pride ourselves with every day.  At the time of need, do you want to talk to someone who has to read the answers off a computer monitor or someone with real experience who can either answer your questions or help you find out on your behalf?

These are incredible IF you have the right plan.  Our own family has put these policies to the test more than 15 times over the last 20 years.  Gymnastics, soccer, cheer, dance, Tae-Kwon-Do, riding horses, or simply stepping wrong off a curb - we've done it all.  We can help you with those high deductibles by backing you up with an accident policy that really pays.  Give yourself more options for better health care by taking the fear of a high deductible or out-of-network expense out of the equation.

How many people do you know who have or had cancer? How many of those thought it would happen to them? We never think it will be us, but it is happening everywhere, every day.  The LAST thing anyone should need to stress over when diagnosed with a bad cancer, heart attack, stroke, etc is MONEY. Let us share with you ways to help protect yourself and your loved ones, so you have choices when it matters most.  Don't let an insurance policy dictate the quality of care you may or may not get.  Affordable backup coverage for these and many other critical illnesses are more necessary than ever before.  Please ask us about ways to help your family today. (See the Did You Know section.)

Are you self-employed? Do you carry Worker's Compensation on yourself? What will you do if you are injured badly and cannot work for several months?  It happens every day to good, hard-working people just like yourself.  Let us help explain options that could fit your needs and budget JUST IN CASE. We never know.